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PROBLEM

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Debt levels for individuals have reach personal highs

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Every individual owe a total of $27,368 on lines of credit, credit cards and car loans

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Personal debts are on target for another record year

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The debt-to-income ratio indicator is the key evidence that individuals are not handling the situation

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Statistics debt-to-icome was 161.8% in 2013 and internationally was 150.5%

RESOLUTION

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Proper management and planning of personal finance is key to control debt.

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Budgeting your expenses are essential but if your budget does not become a plan your efforts will fail.

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The best way to gain control of your finances is to plan future expenses against income.

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The idea sounds simple but putting it into practice is the challenge.  Your ability to control your spending, monitor your income and debt from one place for today and into the future would make it much easier.

SOLUTION

Computek Financial PlanWith the use of a calendar interface you would be able to compare your  budget and plan directly within your accounts. The calendar will allow  you to view any future planned months or years to see your progress.  The COMPUTEK FINANCIAL PLANNING CALENDAR software helps you organize your  finances in a calendar format and plan for the future.

 

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